Ripple (XRP) to $15? Whales Are Shifting Their Attention to Plutochain Due To Its Potential to Upgrade Bitcoin’s Network

With initiatives like RLUSD, a USD-pegged stablecoin, and collaborations with financial giants like Santander, Ripple is enhancing XRPs appeal for fast and affordable cross-border payments.

However, as XRP faces market challenges, the question is how probable is for it to reach $15.

While Ripple has introduced groundbreaking financial innovations like cross-border payments, its own stablecoin, and institutional finance on the blockchain, Bitcoin has remained limited to its role as a store of value. It has yet to achieve the scalability required for applications or smart contracts—areas where Ripple has excelled.

PlutoChain ($PLUTO) is set to change that by redefining Bitcoins capabilities. Envision a future where Bitcoin powers DeFi, NFTs, and even AI-driven applications—this is the transformative potential PlutoChain brings to the table.

Well talk about market trends, predictions, and technical data.

Can Ripple (XRP) Reach $15 Amid Growing Adoption and Whale Accumulation？

As of January 24, 2025, XRP is trading at approximately $3.10, with a market cap of around $179.2 billion, which ranks it as the 4th largest cryptocurrency.

Over the past day, its price has remained steady, fluctuating slightly between $3.09 and $3.12, with a modest 0.1% increase.

Though still about 18.9% below its all-time high of $3.84 from January 2018, it has made significant progress from its all-time low of $0.002802 in 2014.

With 57.64 billion tokens currently in circulation out of a total supply of 99.99 billion, XRPs fully diluted valuation stands at $311 billion.

Holding 6.2% of the crypto market, XRP continues to be a leading player, recognized for its efficiency in fast and cost-effective cross-border transactions.

The current resistance levels for XRP are set at $3.17, $3.26, and $3.33, while support is observed at $3.02, $2.95, and $2.86.

With the Relative Strength Index (RSI) sitting at 50, XRP is firmly in neutral territory.

XRPs path to higher price levels comes with challenges, including market saturation and diminishing returns that often affect older cryptocurrencies.

As one of the longest-standing digital assets, XRP competes in a fast-moving market where newer, more innovative tokens often take the spotlight.

This makes it harder for established cryptocurrencies to achieve the explosive growth they once enjoyed.

Even so, XRP remains a major player, thanks to its strong use case in cross-border payments and Ripples expanding network of partnerships.

Ripple‘s moves, like launching RLUSD, a USD-pegged stablecoin, and collaborating with major institutions like Santander, continue to boost XRP’s credibility and appeal.

However, breaking past current price levels and reaching milestones $20 will likely require more than just strong fundamentals.

For XRP to hit those targets, it will need sustained adoption, legal clarity, and significant market catalysts.

Factors like greater institutional interest or global demand for affordable payment solutions could give XRP the push it needs.

Analyst CryptoBull holds an optimistic view of XRPs potential and says that it could soon hit $13 as part of a larger bull cycle, with the possibility of surpassing $15.

In contrast, STEPH IS CRYPTO offers a more conservative perspective. He predicts that XRP is nearing a breakout with potential targets ranging between $5 and $14.

PlutoChain ($PLUTO) Could Improve Bitcoins Utility with Seamless Scalability and Smart Contracts

Bitcoin remains the market leader, but its not without flaws. Slow transaction speeds, high fees, and network congestion limit its ability to meet the demands of todays blockchain technology.

These issues stem from Bitcoins original design, which allows only a few transactions per second.

PlutoChain ($PLUTO) might have a solution. As a hybrid Layer-2 protocol, it could tackle Bitcoins challenges while preserving its core principles.

By enhancing speed, efficiency, and cost-effectiveness, PlutoChain aims to make Bitcoin more functional for users and developers. Working alongside Bitcoins primary blockchain, it could create a scalable and accessible ecosystem.

One of Bitcoins key limitations lies in its 10-minute block time, which severely slows transaction processing. PlutoChain offers block times of just 2 seconds and could match the speeds of industry leaders like Ethereum and Solana.

More than just faster transactions, PlutoChain brings smart contract capabilities, which could transform Bitcoin into a versatile platform for decentralized finance (DeFi), NFTs, and AI-powered applications.

With EVM compatibility, it could allow Ethereum-based projects to integrate seamlessly into the Bitcoin network.

Tests show that PlutoChain handles 43,200 transactions daily without delays, which proves its readiness for real-world use.

Security measures include audits completed by SolidProof, QuillAudits, and Assure DeFi, as well as regular code reviews and stress tests.

Its community-driven governance model puts users at the center and lets them propose and vote on upgrades, partnerships, and features.

Final Thoughts

XRP and Ripple offer strong fundamentals, with innovative initiatives like RLUSD and partnerships driving adoption in cross-border payments.

However, challenges like market saturation and competition from newer tokens may limit its growth.

Meanwhile, PlutoChain ($PLUTO) might offer a transformative solution for Bitcoin. Its focus on security, EVM compatibility, and community-driven governance could create significant buzz after its mainnet launch.