AI builds ideal dividend stock portfolio for H2 2025

Finance

AI builds ideal dividend stock portfolio for H2 2025

In the first six months of 2025, the stock market has been on a roller-coaster ride, hitting both lows and highs driven by trade tariff uncertainties and geopolitical tensions.

Amidst this volatility, dividend stocks have offered a haven for investors seeking some cushion against market swings.

Now, as the second half of the year begins, Finbold asked OpenAIs ChatGPT to design a focused three-stock dividend portfolio blending stability, yield, and sector diversification.

Johnson & Johnson (NYSE: JNJ)

Johnson & Johnson (NYSE: JNJ) anchors the portfolio from the healthcare sector with an estimated dividend yield of about 3.4%.

ChatGPT highlighted the companys status as a Dividend Aristocrat, noting that it has increased its payout for over 60 consecutive years.

Notably, healthcare demand is typically resilient even during economic slowdowns, offering investors a measure of safety. As of press time, JNJ stock was trading at $152.75, up over 6% year-to-date.

JPMorgan (NYSE: JPM)

The AI model selected JPMorgan (NYSE: JPM), which provides financial-sector exposure with an estimated yield of 2%.

As the largest U.S. bank, JPMorgan stands to benefit from interest rates that are likely to remain elevated well into 2025.

The AI model noted that higher rates boost net interest income, while the banks diversified business lines and strong capital position support dividends and share buybacks. Year-to-date, JPM stock has gained over 20%, trading at $289.91 per share.

Enbridge (NYSE: ENB)

Enbridge (NYSE: ENB), the Canadian pipeline giant, rounds out the portfolio. It offers a high dividend yield of 6.1%. ENB shares have also performed well in 2025, rising over 5% to $45.32.

Unlike upstream energy producers that are highly sensitive to commodity prices, Enbridges regulated pipeline and utility assets generate predictable, fee-based cash flows.

That stability has allowed the company to maintain, and often increase, its dividend even during periods of commodity volatility.

According to ChatGPT, managements long-term contracts and diversified North American footprint help reassure income-focused investors despite the higher-than-average yield.