Wallet in Telegram now offers USDT DeFi yield with Affluent

Telegram will enable users to earn DeFi yield through its in-app self-custodial wallet in partnership with Affluent.

• Wallet in Telegram has integrated with Affluent to make yield more accessible
• Wallet users will be able to make yield on their USDT balances
• According to the two firms, this makes DeFi more accessible

DeFi in Telegram has taken another step towards becoming easily accessible. On Friday, October 24, Wallet in Telegram announced an integration with Affluent, a TON-based DeFi vault protocol. The integration will enable users to earn yield through TON Wallet, Wallet in Telegrams self-custodial product.

⚡️USDT holders in TON Wallet can now earn up to 3.5% APY — automatically and without leaving @telegram.

???? This became possible through our integration with @AffluentOrg, a DeFi protocol on @ton_blockchain that uses smart vaults and automated strategies to generate returns… pic.twitter.com/3YwqR4sTWC

— TON Wallet (@tonwallet_tg) October 24, 2025

According to the two firms, the integration will bring one-click access to DeFi to over 100 million active users of Telegrams wallet. The partnership will start with USDT yield, which will be enabled through the TON Wallet “Earn” feature. According to it, users can earn up to 3.5% yield on their USDT holdings.

“This partnership will allow millions of people worldwide to turn their idle holdings into productive yield-generating assets,” said Egor Danilov, CPO of Wallet in Telegram. “Our goal has always been to make Web3 accessible for everyone, whether crypto-native or not. Thanks to this integration of Affluents vaults, our users can put their assets to work simply, safely, and without ever leaving the Telegram app.”

Telegram hopes to become Web3 super app

According to Justin Hyun, Co-CEO of the TON-based (TON) Affluent, the move is a milestone toward the goal of making Telegram a Web3 super app. This is a type of application with multiple use cases, including messaging, social media, and payments.

“Weve abstracted away the complexity of DeFi, allowing Telegram users to now access professional-grade savings strategies directly from Telegram – open Wallet, click, and earn,” Justin Hyun, Affluent.

The Telegram messaging app has 800 million monthly active users, and its wallet has 100 million users. This makes it potentially one of the most significant sources of new DeFi users. The company plans to onboard 30% of its user base to the wallet by 2028.