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XRP Sets Its Sights on Global Payments as DAS Reveals Next Moves

XRP Sets Its Sights on Global Payments as DAS Reveals Next Moves WikiBit 2025-12-12 20:00

XRP trades at $2.03, down 2.3% in the last 7 days and 15.7% in the last 30 days, as the market digests insights from DAS Research. The report explains how

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XRP Sets Its Sights on Global Payments as DAS Reveals Next Moves

XRP trades at $2.03, down 2.3% in the last 7 days and 15.7% in the last 30 days, as the market digests insights from . The report explains how Ripple is steadily positioning XRP as a key infrastructure asset for international payments rather than a speculative instrument. Traders and investors now look at XRPs functional role in payments alongside its price trends.

Ripples Strategic Focus on ODL

DAS highlights now branded Ripple Payments, as XRPs most important real-world use case. The system converts fiat into XRP, transfers it across borders in seconds, and settles in local currency upon arrival.

In the second quarter of 2025, ODL processed $1.3 billion in payments. While this remains small compared to traditional networks, it shows measurable growth and adoption among over 300 financial institutions, including SBI Holdings, Santander, and Tranglo.

At the time of the research, Ripple held 36 billion XRP in escrow and maintained nearly 5 billion tokens as a spendable balance. DAS notes that this centralization creates both a structural advantage and potential market risk. The companys control allows coordinated liquidity and settlement support, but also raises questions about large future sell-offs as adoption expands.

Source: X

Regulatory Progress and Ledger Activity

Recent regulatory clarity has shifted market perception. Following the U.S. SEC closing its case against Ripple in 2025, XRP is confirmed as a non-security for public trading. On-chain activity also increased: Q3 2024 saw a 500% jump in transactions, and early 2025 averaged 2 million daily transactions. About 75% settle in under five seconds, showcasing the networks capability to handle high-volume, low-cost cross-border payments.

Ripples launch of the dollar-backed also expands its institutional reach. Held in custody at BNY Mellon, RLUSD underpins new liquidity corridors and complements XRP as a bridge asset. The acquisition of prime broker Hidden Road strengthens institutional settlement capabilities directly on the XRP Ledger. These moves indicate a deliberate push to integrate XRP into broader financial infrastructure.

Positioning XRP for Global Payment Systems

DAS Research emphasizes XRPs structural advantages, including fast settlement, low cost, neutral bridge functionality, and institutional-grade reliability. Ripple integrates stablecoins like , with XRP providing liquidity and acting as the bridge asset. This ecosystem design helps scale settlements across banks, fintechs, and cross-border networks while maintaining speed and transparency.

Source: X

Catalysts and Future Prospects

The research identifies key catalysts shaping XRPs trajectory. RippleNet partnerships, RLUSD corridor openings, and institutional custody improvements create new pathways for on-chain settlement. Exchange-Traded Funds and upcoming further support mainstream adoption.

Regulatory approvals, worldwide licensing, and emerging ZK-enabled identity layers are designed to enhance bank-level chain utilization. Analysts now question how quickly partners will shift from interest-only usage to direct on-chain XRP settlements.

DAS Research Perspective

Stern Drew notes that the report demonstrates XRPs role as infrastructure rather than a tradable token. Ripple is no longer competing with other cryptocurrencies; instead, it competes with traditional payment systems.

DAS shows that XRPs adoption grows among institutions seeking predictable value transfer. This strategic positioning underscores the potential for XRP to become a backbone for global cross-border financial flows.

Disclaimer:

The views in this article only represent the author's personal views, and do not constitute investment advice on this platform. This platform does not guarantee the accuracy, completeness and timeliness of the information in the article, and will not be liable for any loss caused by the use of or reliance on the information in the article.

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