XRP Bulls Eye Breakout As Ripple Unveils 13,000 Bank Connections Worldwide

Riley also floated a speculative framework suggesting XRP could be worth $625 per token if 20 billion XRP were responsible for moving all $12.5 trillion in annual flows.

The token currently trades around $1.37. That gap is enormous, and analysts warn the projection rests on shaky assumptions about liquidity use and token velocity.

XRPs value, under this model, would depend less on market sentiment and more on how deeply banks actually use the token in real transactions.

That last part is the sticking point. Ripple‘s payment system does not always require XRP to function. Reports note it remains unclear what share of that $12.5 trillion actually moves through XRP versus Ripple’s broader infrastructure.

Having 13,000 banks in a network is one thing. Getting them to route payments through a digital asset is another.

Schwartz Pushes Back On Hype

Schwartz has been direct. He acknowledged that NDAs do involve confidentiality but said the theories building around them go well beyond what the agreements actually cover.

According to Schwartz, the idea that something earth-shattering is waiting to be revealed misreads how these arrangements work in practice.