FTX Customers to Receive Up to 120% in New $900 Million Payout

FTX is paying its creditors again. The fifth distribution is worth about $900 million and is scheduled for July 31. Most will get back more than 100% of what they were owed.

The money comes from the FTX Recovery Trust, the team winding down the failed exchange. Creditors should receive their cash within 1 to 3 business days.

What the Fifth Distribution Pays Each Group

The payout follows FTXs court-approved bankruptcy plan. The plan ranks creditors and sets how much each gets. FTX shared the figures in a Friday statement and on its official account.

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FTX announced it will begin its Fifth Distribution of ~$900 million on 7/31/26 to holders of allowed claims in the Plans Convenience and Non-Convenience Classes that have completed the pre-distribution requirements.

— FTX (@FTX_Official) July 17, 2026

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Here is the split. FTXs international customers get 9% more, reaching 105% of their claim. US customers get 5% more, also hitting 105%. Other creditor groups reach 103%. The smallest accounts get the most, a full 120%.

This is the fifth payout since 2025. Four earlier rounds have already paid about $10 billion, including a $2.2 billion round in March.

Why Some Get More Than 100%

Passing 100% is rare in bankruptcy. Most collapsed exchanges pay back only a fraction. Here, FTX repaid the full claim, then added interest on top.

FTX will distribute ~ $900m on 31st July

Claims > $50k: 9%

Total = 105%

Allowed claims <$50k (not previously paid)

Total = 120%

— Sunil (FTX Creditor Champion) (@sunil_trades) July 17, 2026

Sunil Kavuri is one of the most vocal FTX creditor activists, said to have lost approximately $2.1 million in the 2022 exchange collapse.

The rate is 9% a year. It runs from FTXs collapse in November 2022 under founder Sam Bankman-Fried.

The wind-down, led by restructuring veteran John Ray III, gathered more than $14 billion. It sold assets early, like its stake in AI firm Anthropic, for about $1.3 billion. They would be worth far more today.

There is a catch. Claims are valued at 2022 prices. Crypto has climbed a lot since then. So many who took cash lost out versus holding.

The bigger 9% boost for international customers closes a gap. They had trailed US creditors. Some also faced fights over foreign claims earlier on.

One group stands out. Preferred shareholders get a second payment on July 31. It adds $18 million, for $95 million so far. Shareholders almost never see money in a bankruptcy.

What Happens Next

FTX has not set a date or size for the sixth payout. It says more details will come. Bought claims, like those from FTX claims markets, must wait 21 days to qualify.