AI XRP price prediction for July 31, 2025

XRP 1-day price chart. Source: TradingView

Technical signals are also aligning. On the 4-hour chart, XRP is attempting to break through horizontal resistance near $2.30, with a breakout target of $2.55 in sight. The RSI sits just above 63, suggesting strong momentum but not yet overbought, a potentially bullish setup.

Momentum isnt just technical. Nasdaq-listed Webus International revealed this week it secured a $100 million conditional funding deal from Ripple Strategy Holdings to build out a treasury-backed XRP loyalty and payments program, with a $300 million mandate in play.

Meanwhile, analyst Nate Geraci noted that Ripple‘s push for bank-level access and the SEC’s recent crypto ETF rulings may ultimately clear a path for an XRP spot ETF.

“The floodgates open once the regulatory framework is ready,” he said, even though the Grayscale XRP Trust still awaits final approval.

SEC approves Grayscale Digital Large Cap ETF today…

xrp, sol, & ada will now be available in 33 Act ETF wrapper.

SEC also provided addnl clarity on disclosures & registrations of crypto ETFs.

See where this is all heading？

Individual spot xrp, sol, ada, etc ETFs up next.

— Nate Geraci (@NateGeraci) July 2, 2025

XRP Price Forecast for July 31, 2025

Taking into account Ripples regulatory push, breakout chart structure, surging volume, and rising institutional activity, ChatGPT estimates XRP will likely trade between $2.48 and $2.65 by July 31, 2025, assuming continued bullish momentum and no adverse macro news.

The forecast is based on sustained breakout above the $2.30 resistance zone, pushing toward the technical breakout target of $2.55–$2.60. Institutional demand from Ripple-backed initiatives like Webus, and improved market sentiment if Ripples banking application progresses or ETF frameworks advance.

A failure to break and hold above $2.30, however, could send XRP back toward consolidation in the $2.08–$2.20 range before another breakout attempt.