Are XRP Whales Buying or Selling? Many Are Buying This Rival Payment Altcoin

The recent XRP price movement has attracted a new controversy in the crypto market. Are XRP whales accumulating quietly or are recent rallies just short-term relief？ Meanwhile, the focus is moving to Remittix, an ascending payment-centered altcoin, which is gaining ground prior to its release of PayFi in February 2026. Capital rotation is becoming apparent as crypto investors seek to find some real utility and long-term value.

XRP Whale Action Indicates Caution, But Not Full Conviction

XRP is still among the most observed digital currencies in crypto news, particularly with the shift in the position of whales. Recent statistics indicate that XRP is at the main multi-month support, and the buyers are protecting the multi-month range of $2.10 – $2.20. Analysts report that a potential bullish correction is the possibility of XRP regaining the $2.35 and climbing to or beyond the level of $2.70, yet there is no confirmation of this.

ETF-linked purchases have been added on; reports indicate that more than $19 million of XRP have been bought by ETF purchasers and the total assets held by ETFs have increased to approximately $1.62 billion. This implies that there is still institutional interest. Nevertheless, the story of the spot market behavior is a wiser one. XRP outflows on the spot persist in price rebounds, indicating that entities that are holding a lot of XRP could be selling into strength and not accumulating long-run stakes.

The fact that falling open interest and recent liquidations also indicate that a good part of the bump was due to the short covering and not a strong new demand. Many traders consider the movement to be a corrective move and not a change in trend until XRP goes above the declining trendline and key moving averages. Simply put, XRP whales are not pushing out all their buttons, but they are also not entirely injecting new capital into it yet. The significance of this reluctance lies in the fact that it describes why several investors are now moving away to find more definitive growth stories in XRP.

Remittix Emerges As a Pay Altcoin With Real Demand

As XRP gains stability, Remittix is becoming a competitor to focus on, as it is an altcoin focused on payments and designed to be used in the real world. In contrast to numerous speculative altcoins, Remittix will be focused on addressing the daily financial challenges, particularly crypto-to-fiat transactions and transfers across borders.

Remittix shows a high level of initial demand as it has already collected over $28.6 million with the sale of over 696 million tokens for $0.119 per token. The project has also established that it will release the crypto-to-fiat PayFi platform on February 9, 2026, with investors having a definite time frame for actual utility.

The wallet is already available at the Apple App Store and soon, Google Play will be launched. This implies that users are able to store and manage assets prior to the completion of the PayFi system. Remittix does not intend to subject users to complicated crypto transactions but seeks to enable individuals to send crypto and get local currency straight to bank accounts.

Heres why investors are converting from XRP to Remittix:

• An in-built PayFi update will enable users to send crypto to bank accounts, which will transform cross-border payments.
• Wallet is live on iOS, with Android launch and Web App integration coming soon.
• Ranked the number one Pre-Launch Token on CertiK Skynet, giving the Remittix DeFi project a strong security and transparency profile.
• Two confirmed CEX listings and two more locked for milestone reveals.
• Backed by a large, active community of holders and ambassadors.

Why Remittix Looks Like the Real Winner as XRP Hesitates

XRP continues to dominate the crypto market, yet its present price performance is not so confident. Whales seem to be cautious, waiting to get more powerful confirmation before exposing more. At the same time, projects like Remittix offer clearer growth narratives tied to real adoption rather than market speculation.

As market sentiment shifts toward utility-backed digital assets, investors are paying closer attention to where real users will come from. Remittix benefits from this shift because its success depends on people using the platform, not just trading the token. Remittix stands out because it combines real-world payment utility, a live wallet, confirmed exchange listings and a scheduled PayFi launch in February 2026. As XRP consolidates, many investors are choosing Remittix as a forward-looking payment solution built for everyday finance.