Digitaps ($TAP) $4M Surge: Best Crypto To Buy vs. $2 XRP and $140 SOL 

January 2026 kicked off with a question on every traders mind: where can real gains still be found？ XRP hovers at $2 after a brutal correction. Solana sits near $140, technically strong but already priced for success. Both have seen their explosive rallies. Both are sitting in ranges. The smart money is now moving elsewhere.

Digitap ($TAP) is a crypto presale project that just crossed $4 million and is delivering what the entire industry has been talking about for years but never built: a real crypto bank with real cards that actually work today. Heres why $TAP looks like the best crypto to buy when the rest of the market is stuck in neutral.

XRP at $2: Post-Rally Consolidation Signals Uncertainty

XRP recently completed a strong rally that took the price from $1.85 to $2.40 in early January. That move ended with heavy distribution and a sharp sell-off. Since then, XRP has entered a sideways range between $2.00 and $2.10. Volume has dried up significantly, and the chart shows a classic post-distribution pattern.

Source: TradingView/XRP

The current structure is neutral. XRP sits just above critical support at $2.00. A clean break below that level could send the price down to $1.95 or even $1.88. On the other hand, a break above $2.12 might open the door for recovery.

For now, XRP holders are stuck in a waiting game. The momentum from the recent rally is gone, and this uncertainty makes it less appealing for those seeking clear directional plays.

Solana at $140: Strong Trend but Limited Upside Room

Solana has been one of the strongest performers among major altcoins. The price has made higher highs and higher lows since late December. SOL recently reached $148 to $150 before pulling back to consolidate around $143. Volume patterns support the trend, and buyers continue to defend key support levels.

Source: X

Despite the strong technical setup, Solana faces challenges. The network has already established itself as a leader in DeFi and NFTs. Most of the major upside has already been captured. The token is trading near local highs, and the risk-reward ratio is less favorable now than months ago.

For those evaluating a strongaltcoin to buy, timing matters. Early entry at a crypto presale like Digitap offers far more potential than buying an established token near resistance.

Digitap: The Omni-Bank Everyone Wanted Finally Exists

Digitap is not another speculative token with no real use. The omni-banking app is live, and users can access it today. The platform combines traditional banking features with crypto payments. Users can deposit funds in both fiat and crypto, exchange between currencies, and spend money with virtual or physical cards.

One of the standout features is the no-KYC option. Users who value privacy can create accounts and generate virtual cards without mandatory identity verification. Digitap also offers offshore bank accounts for both personal and business use.

Source: Digitap

The cards are co-branded with Visa and work anywhere Visa is accepted. Users can integrate them with Apple Pay and Google Pay. The app automatically converts crypto to fiat at the point of sale, which removes volatility risk for everyday spending.

This level of functionality separates Digitap from other projects. It delivers real utility right now, not in a future roadmap phase. For anyone searching for an altcoin to buy with immediate use cases, Digitap stands out.

$4M Raised, 124% APR, and a Burn Model That Shrinks Supply

$TAP has a fixed supply of 2 billion tokens. There is no inflation, no buy or sell tax, and no hidden supply mechanisms. 50% of all platform profits go toward buybacks and burns, which creates continuous downward pressure on supply. As adoption grows, the circulating supply shrinks.

Staking offers another layer of value. Presale participants can earn up to 124% APR, and post-launch staking offers up to 100% APR. The rewards come from a pre-allocated pool, not from inflationary minting.

The token functions as the native currency for all platform fees, payments, and transfers. Users who hold $TAP get fee discounts, cashback on purchases, and access to VIP benefits. This is what makes $TAP one of the best crypto to buy options in the current market.

The current price of $TAP is $0.0427, and it will increase to $0.0439 in the next round. Over 191 million tokens have been sold, and thecrypto presale has raised more than $4 million. The launch price is set at $0.14, which offers a 226% return from the current presale price.

XRP and SOL Already Peaked, Digitap Is the Best Crypto to Buy Now

Digitap has already proven its product works. The app is live, the cards are functional, and users being onboarded in real time. Most crypto presales ask for trust in a future vision. Digitap delivers a working platform. Cross-border payments are expected to surpass $250 trillion annually by 2027, and Digitap targets this sector with a platform that solves real problems.

XRP and Solana are strong projects, but they are mature. Most of their major price moves have already happened. Digitap is in the early stages, and the risk-reward ratio is far more favorable. The presale price of $0.0427 offers significant upside compared to buying tokens at $2 or $140.

With Digitap‘s structured pricing increasing the cost of $TAP in each round, today’s pricing could be the lowest entry point investors see. Those who join this crypto presale early get a better price, the most upside potential, and unlock 124% APY staking rewards. For anyone looking for the best altcoin to buy in 2026, Digitap easily offers one of the strongest cases.