Dogecoin (DOGE) and Mutuum Finance (MUTM).

Mutuum‘s presale has surpassed $7 million in funds raised, with over 420 million tokens already purchased and close to 9,000 holders joining the project. And that’s only the beginning. The price is set to rise to $0.03 in the next phase, which means the current entry point wont be available much longer. Those entering now are positioning themselves for what analysts believe could be a surge to $2–$3 in the near term.

What makes this surge projection realistic isn‘t speculation—it’s infrastructure. Mutuum is developing a decentralized finance protocol that enables users to lend and borrow assets, while also integrating an overcollateralized stablecoin directly into the system. Its earnings model channels a portion of platform revenue into purchasing MUTM tokens from the open market, which are then distributed to participants within the ecosystem as rewards. That creates an incentive structure aligned with actual usage—not just price action.

And with platform features in development, including a beta version expected to be launched around the time the token goes live, demand is likely to grow organically. Unlike many early-stage tokens, Mutuum already has an outlined revenue pipeline and a roadmap thats being actively delivered.

Lets put that into perspective: a $700 investment at the current presale price secures 28,000 MUTM tokens. When the price climbs to $3 post-launch, that same investment could grow to $84,000. That kind of potential, paired with a functioning token model and planned exchange listings, is why some early adopters are already calling it one of the best cryptos to buy now for 2025 returns.

Cryptocurrency markets move fast, but opportunities like these don‘t come around often. Whether it’s Dogecoin‘s established presence and upcoming breakout potential or Mutuum Finance’s carefully structured ecosystem and low entry price, both projects present compelling cases for 2025 growth. For investors scanning the market for the best cryptocurrency to buy now under $0.50, these two stand out—not just for their price, but for what they offer beyond it.