XRP Bulls Poised to Outperform In Final Quarter of 2025 —Key Catalysts Emerge  ⋆ ZyCrypto

XRP is entering one of its most critical months of 2025, fueled by the debut of the first U.S. spot XRP ETF, rising institutional activity, and renewed optimism following the U.S. governments reopening.

The Canary Capital XRP ETF (XRPC) is set to begin trading on Nasdaq this week. This milestone places XRP alongside Bitcoin, Ethereum, and Solana as the only crypto assets with U.S.-approved spot ETFs.

The fund will hold physical XRP and carry a 0.50% management fee, offering institutional investors regulated exposure without custody risks. The token responded swiftly, climbing 3.43% in 24 hours to trade around $2.5, according to CoinMarketCap data.

The ETF filing follows Canary Capitals 8-A registration with the U.S. Securities and Exchange Commission. Analysts view the development as both symbolic and strategic.

Illia Otychenko, lead analyst at CEX.IO, told Decrypt, “The launch of the U.S. XRP ETF is quite symbolic, as XRP and Ripple were once at the center of the SECs regulatory battle with crypto.” Despite enthusiasm, Otychenko cautioned that broader market sentiment will still dictate near-term price behavior.

Meanwhile, Ripple‘s expanding engagement with banks and governments, alongside Evernorth Holdings’ merger with SPAC Armada Acquisition Corp II, has drawn attention to large-scale XRP treasury management. The resulting public entity aims to raise $1 billion to accumulate XRP, signaling sustained institutional confidence.

A third driver comes from the U.S. government‘s post-shutdown stability, following President Trump’s signing of the latest spending bill. “CLARITY will be back on the agenda, and that will be a strong signal for investors to start strategising for the long-term,” said Altan Tutar, CEO of MoreMarkets.

Meanwhile, on-chain data from CryptoQuant shows that whales positioned early, accumulating XRP before the ETF announcement, while retail traders entered after. This shift has introduced higher volatility, as informed and speculative flows now collide.

Technically, XRP trades near $2.2, supported by its 38.2% Fibonacci retracement level, with bullish momentum forming above $2.38. Added utility also emerged as Invictus Pharmacy began accepting XRP payments nationwide.