Visa Direct Integration Lets OwlTing Users Fund USDC Straight From a Debit Card

The integration marks the latest expansion of Visas stablecoin infrastructure, which now spans settlement, card spending, and direct on-ramp capabilities.

Nasdaq-listed fintech firm OwlTing Group (OWLS) has expanded its collaboration with Visa to integrate Visa Direct into its OwlPay payment infrastructure, creating a card-to-wallet on-ramp that lets eligible U.S. debit cardholders fund USDC transactions without needing a standalone exchange account.

The capability is now live inside OwlPay Harbor, the company‘s enterprise-grade on/off-ramp layer, and is also accessible to consumers through OwlPay Wallet Pro, a self-custody digital wallet. A subsequent phase will bring the on-ramp to OwlPay Cash, the firm’s consumer remittance app.

Once funded, users can spend USDC at U.S. retailers via gift cards, transfer assets to third-party platforms, or send funds globally through settlement channels including pushes to eligible Visa debit cards, local bank accounts via the Circle Payments Network, and cash pickup through MoneyGram.

OwlTing CEO Darren Wang framed the integration as an effort to close the gap between existing card infrastructure and digital dollar rails. The company holds money transmission licenses or equivalents in 41 U.S. states as of March 2026, according to the announcement.

Visas Expanding Stablecoin Footprint

The partnership adds another layer to Visas rapidly growing stablecoin strategy.

The payments giant launched USDC settlement in the U.S. in December 2025 with Cross River Bank and Lead Bank on Solana, and in March expanded its collaboration with Stripe-owned Bridge to bring stablecoin-linked Visa cards to more than 100 countries. Visas stablecoin-linked card spending alone hit a $3.5 billion annualized run rate in late 2025, growing roughly 460% year over year, according to an Artemis report.